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Author Archives: amitchell
TransUnion Credit Report Codes
ECOA (Equal Credit Opportunity Act) Inquiry and Account Designators A – Authorized user of shared account C – Joint contractual liability I – Individual account for sole use of customer M – Account for which subject is liable, but co-signer … Continue reading
Posted in Credit Reports, Tenant Credit Reports
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Reasons for Renters Insurance
Renters insurance, like homeowner insurance, is sold as a package. Renters insurance provides coverage for your personal belongings and personal liability (legal responsibility) in the same way that a homeowner policy does. However, rental policies do not provide coverage for … Continue reading
Posted in Renter Information
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Hurricane Preparation Checklist for Landlords and Property Managers
With over 30 years of combined experience in credit reporting, background screening and information services, the StarPoint team is here to provide you with the very best in products, technology and service. Below we have create a few checklist that … Continue reading
Posted in Rental Checklists
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SSN Lookup – Check to see if a Social Security Number is Real
Are you unsure if a SSN is valid or do you think a tenant gave you a fake Social Security Number? There a few helpful websites out there to decode social security numbers including one by Steve Morse which by … Continue reading
What does a -9999 credit score mean?
Have you ever ran a credit report and received a -9999 FICO score? The FICO score range is between 300 and 850 but according to TransUnion a consumer would get a score of -9999 when the consumer has 2 or … Continue reading
Posted in Tenant Credit Reports, Tenant Screening
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Is making better tenant screening decisions one of your 2011 resolutions? It should be…
Are you a busy property management company with multiple property managers or a busy landlord managing multiple properties? Why not setup a Pass or Fail grade for the rest of the property managers in your office based on the criteria … Continue reading
Posted in Credit Reports, Tenant Screening
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